Always ask for a business discount

I didn't think that this works often but after this text from anonymous hotel manager I will definitely try it, because the worst that will happen is someone will say no. Most motel and hotels have corporate discounts. Nobody tries very hard to find out how legitimate people's business claims are, and most of us secretly don't care.

I think that this is tip #1 for saving:
WHEN BUYING ANY PRODUCT OR SERVICE, TRY ASKING FOR A DISCOUNT. You've got nothing to lose, and you'll be surprised by how often it works.

Save $20 on weekly Budget rentals

Save $20 on weekly Budget rentals

Spring is here, and whether you zipping through the city or escaping to the shore, you'll be happy to know that Budget is offering $20 off your car rental. Book a compact through luxury vehicle, SUV, or minivan for five days or longer and take off on your winter getaway today!

• Book your car for pick-up by June 27, 2007.
• Offer valid at participating Budget U.S. locations.
• A five-day minimum rental is required.

Travelocity + 4 night Las Vegas Hotel + Flight = $75off

Here's how to save $75 on your Las Vegas vacation:

• Use your MasterCard® card to book a four-night or longer Flight + Hotel trip to Las Vegas by April 30, 2007.


• Enter promotional code VEGAS75 when making your purchase.

Please note that the promotional code must be entered in all caps and is not applicable for Last Minute Packages, or Hotel and Flight booked separately.

Get $20-$100 from Hotels.com on ALL hotel bookings

Here is coupon for $20-$100 Off on ALL Hotel Bookings. This offer valid for stays booked by Apr 30, 2007 for travel through Jun 30, 2007.

Up to $100 rebate
Get $20 with a 3-Night Booking
Get $30 with a 5-Night Booking
Get $50 with a 8-Night Booking
Get $75 with an 10-Night Booking
Get $100 with a 12-Night Booking

Select best mortgage

Looking for loan mortgage for your new home. Maybe this text can help you to find out which one is best for you.
Mortgage lenders offer many features and restrictions that can be added to a variety of mortgage programs, but the following eight mortgage loans are the basic types you will encounter. No single loan is best for all circumstances, but here you'll see what specific loan types work better than others depending on individual circumstances and lifestyles.
This advisor you can find on Bankrate.com.

Get more hotel points with PointMaven

Visit PointMaven.com before you book hotel next time and you might score csome bonus points.
Enter a city (or airport code), and you get a cool map (“PointMap”) of all properties that offer bonus points, aggregated by brand and loyalty program, along with a list of all double/triple/bonus point promotions.

25% off Linens'n'Things Entire Purchase in store coupon

I found this coupon you can use at your local Linens And things store to save 25% off your entire purchase. Bed Bath & Beyond usually accepts competitors coupons too so you might be able to use it there as well. Hurry up it expires: 4/1/2007

Travelocity deals you can't miss

Up to $75 off Last Minute Travel Package Enter this coupon code: SPONTANEOUS75 at checkout to get up to $75 off Last Minute Travel Packages. Click through and click the Last Minute Packages tab for more information - Expires: 7/1/2007

Enter this coupon code: HAWAII100 at checkout to get $100 off your flight and 5 nights hotel stay if you pay with Mastercard - be quick because it expires: 3/31/2007

Free FICO Score with 15-Minute Lesson

You can view your FICO score for free here if you are willing to go through a 15 minute tutorial on credit basics, credit cards, and building your credit, but it appears to be limited to the first 5,000 students:

We’ve arranged with the Fair Isaac Corporation to pick up the tab on the first 5000 students who want to check their credit score. That’s right. It’s absolutely free.

So enter your info below to start. We’ll take you through a 15 minute tutorial on credit basics, credit cards, and building your credit. Once you’ve completed this 15 minute lesson, you’ll receive a free code and a link to MyFICO.com. Once you’re there, drop the code into the discount box and save yourself the $15.95.

What is FICO score?

A FICO score is a credit score developed by Fair Isaac & Co. Credit scoring is a method of determining the likelihood that credit users will pay their bills. Fair, Isaac began its pioneering work with credit scoring in the late 1950s and, since then, scoring has become widely accepted by lenders as a reliable means of credit evaluation. A credit score attempts to condense a borrowers credit history into a single number. Fair, Isaac & Co. and the credit bureaus do not reveal how these scores are computed. The Federal Trade Commission has ruled this to be acceptable.

Loan Calculator Plus

Loan*Calculator! Plus 2.6 is an application which includes seven easy-to-use calculators in one program. The program is easy to use. Just start it up, select a calculator and answer the questions by filling in the-blanks. Click on the [CALC] button and you´ll have an instant answer to your question. The results from any calculator can be copied to the clipboard for inclusion in another program including email or printed to any printer.

Additionally, you can run multiple instances of a calculator in order to make fast side-by-side comparisons. We´ve also included an easy uninstall option in the event that you try this program and decide that it is not to your liking. Loan*Calculator! Plus fully supports Windows Add/Remove program feature.

Features:

• Loan calculator
• Compound/Simple Interest & Calendar Math calculator
• Remaining Balance calculator
• Accelerated Payment calculator
• Balloon Payment calculator
• Amortization Schedule (Basic)
• Refinance Advisor

Earn 3 free nights with first purchase on Preferred Guest Credit Card

The new Starwood Preferred Guest® Credit Card is offering 10,000 Starpoints® with first purchase, enough for up to 3 free nights at participating Starwood hotels. This offer incudes:

• Earn 10,000 Starpoints® with your first purchase — enough for up to 3 free nights


• Use Starpoints for free nights and upgrades at over 825 participating Starwood hotels and resorts in 95 countries


• Transfer Starpoints — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines


• Earn one Starpoint for every dollar of eligible spending and double Starpoints at participating Starwood properties and retail outlets


• First year fee-free and only $30 thereafter

Getting rid of student debt

If you are not controling your student debt you will owe some money to someone until retirement.
First thing you have to do is make sure that you are not spending too much. Get yourself a student card and start using a lot of different discounts available to students.
If you alreadey have student debt the first thing that you have to do is see exactly how much money is owed (this can include credit cards, loans and store cards), and to put this in order of priority. For example, if the credit cards are incurring 14% interest, whilst 4% is charged on your loan, then paying off the credit cards should take priority. If you do not have the income to pay off all of the credit cards straight away there are a number of things that can be done:

a) transferring the balance to a 0% credit card;
b) speaking to your bank and asking them for terms to consolidate your credit cards (more then one quote should be obtained)
c) calling other debt consolidation companies and seeing what they can offer

Some students think that they can default on a student loan. Defaulting on a student loan is very difficult. The loan will be automatically written off by the government after 25 years, if not paid (DFES, 2006).

Paying too much for rent? Find out

Rentometer is website which can help you to find out if you are charging too little for rent or paying too much for rent? All you have to do is to enter your rental info.

Free online tax preparing

The Home of FREE x 3 Tax return!
With TaxACT Online Standard (Government authorized e-file provider). FREE for everyone - no restrictions! Easy step by step guidance & free support options.

Free $25 Gift Certificate from Szul

Treat yourself with a free $25 Gift Certificate from Szul. Just enter the information on this site and a Szul Gift Certificate will be emailed to you. Most of their catalog is $50 and up. The certificate is valid for 60 days.

American Express Preferred Rewards Gold Card

The Preferred Rewards Gold Card takes you places. And shows you’ve arrived. Enjoy Gold Card benefits and access while you earn travel rewards fast.

You can earn 10,000 Membership Rewards® bonus points redeemable for rewards after your first purchase with the Card

The Membership Rewards program —a fast, flexible rewards program that lets you redeem travel rewards on over 21 airlines

Gold Card Events—exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide

Global Assist® Hotline and many more benefits included

No pre-set Spending Limit

Broadband Internet Offers

Comcast
Comcast is offering: "Get Comcast high-speed Internet for $19.99 a month for the first 6 months*, Free Motorola Cable Modem and $100 Cash Back exclusively from comcastoffers.com!" Their regular monthly service charge of $42.95 applies thereafter. Offer expires 03/31/2007 so hurry...

Verizon DSL
Verizon DSL's current offer gives up to 768 Kbps broadband for $20/month, new customers get $10/month for the first 3 months. Verizon FIOS gets you up to 5Mbps at $35/month ($30/month for first 6 months).

AT&T
AT&T is offering "Fastest Internet in town for the price!":
Basic DSL $14.99/month (FAST download speeds up to 768 Kbps)
Express DSL $19.99/month (FASTER download speeds up to 1.5 Mbps
Pro DSL $24.99/month (EVEN FASTER download speed up to 3.0 Mbps)
Elite DSL $34.99/month (FASTEST download speeds up to 6.0 Mbps)

Road Runner
Road Runner is offering: "Sign up today and get Road Runner High Speed Online for $29.95* a month for 6 months, free standard installation, and no contract!"

HSBC Checking Account with $25 or $75 bonus

HSBC Bank is offering a $25 or $75 bonus for opening one of two types of checking accounts with them. This two options are:

Interest Checking ($75 bonus)
- To avoid fees, you need to keep $3,000 in combined balances, or simulate direct deposit with an ACH transfer from another bank each month. HSBC Direct balances count toward the $3,000 requirement!

Free Checking ($25 bonus)
- No monthly fees, no minimum balance, no direct deposit requirement
- You do need some sort of checking activity every 3 months, or you’ll be knocked down to Basic Banking checking, which does have fees.

Both offer:
- HSBC Debit MasterCard® Card with PayPassTM
- Free first order of selected wallet-style checks
- Check-writing ability, and thus the ability to link to banks like ING Direct, Emigrant Direct, etc.
- ATM access to money and free Online Billpay
- Possible branch access to people who live near one.
- Instant Transfers between Checking and HSBC Direct accounts, and thus possibly avoid HSBC’s longer transfer times.

Best of all you can even sign up for their online savings account with 6.00% APY before April 30. This offer includes:

• No monthly fees


• No minimum balance requirement


• 6.00% APY* on New Money until April 30.

When you open an account, you

• Only have to put $1 in to start


• Don't have to open a checking account with HSBC


• Will manage your account on hsbcdirect.com instead of at a branch

Manage your account by

• Depositing or withdrawing at any HSBC ATM


• Sending your deposit by mail


• Transferring funds online to and from your other bank accounts

Debt is Slavery

Debt is Slavery: and 9 Other Things I Wish My Dad Had Taught Me About Money is a book you should read if you want answer to question: Do you control your money or does money control you?
Do you ever wake up in the morning and groan, "I don't want to go to work today?" Then you think about all the bills you have to pay, drag yourself out of a warm bed, and go to work anyway.

Would you like to gain control of your finances, get out of debt, and live a financially secure and prosperous life?

This book will show you how!

His main point is that every single “stuff” you bring into your life costs not only the price you paid for it, but also will cost you in many other ways:

• If it were using your credit card for purchasing, you’re paying interest on that stuff (or you are maybe in debt because of that).


• You’re spending time to maintain that stuff.


• You’re possibly spending money to maintain that stuff.


• You may be paying money to get trained how to use the stuff correctly.


• You may even be paying money to be able to use that stuff legally.


• You’re using space in your garage to store that stuff when you’re not using it.


• You’re perhaps paying a self-storage company to store that stuff.


• You’re probably paying a “stress premium” just having that stuff co-habitating with you.


• Lastly, you may have to pay someone to take that stuff away, or spend your time selling it or giving it away, when you can’t stand it anymore!

Take survey and find out your credit score

You can answer questions on Credit Survey site to see your potential credit score range.
The credit survey is for educational purposes only and the score range generated is based solely on the information you provide.

Citibank ultimate savings account + $25 signup bonus

Citibank Direct offers ultimate savings account with 4.65% APY and:

No monthly fees

No minimum balance

No checking required

FDIC insured

+ you can get $25 sign-up bonus. $25 Offer is only available for first-time Citibank deposit account customers, and will be paid only once to any individual. Persons who currently have or at any time have had a deposit account at Citibank (or any of its predecessor banks) are not eligible. To qualify for this offer you must apply for and open a new Ultimate Savings Account by 04/30/2007. $25 will be credited to your Ultimate Savings Account within 90 days from the end of the statement period in which your account was opened. Account must be in good standing at the time of the $25 credit.

You can apply here and you can use this promo code: CS63

AmTrust Direct offers high yield online savings

Founded in 1889, AmTrust, a division of Ohio Savings Bank, stands out as a highly innovative and progressive financial service organization and is offering 5.36% APY e-Money Market Savings with:

No monthly service fee or minimum balance fees

AmTrust has been in business since 1889

Easy online transfers to and from your existing accounts (can link to other bank accounts)

$1000 minimum.

FDIC Insured

Countrywide Bank high yield online savings account

This days you can find many online savings deals but one of the best is Countrywide Banks savingslink account.

Best For	Individuals who want to earn interest rates among the highest in the nation on their savings, and maintain the flexibility to easily transfer money to and from their Checking, Money Market or Investment accounts at other financial institutions.
Benefits	Interest rates among the best in the nation Safe and secure anytime access Schedule one-time or recurring transfers between your SavingsLink account and linked external account Unlimited deposits Conduct up to six withdrawals each month Deposits are insured to the regulatory maximum by FDIC
Interest Rate	Rates among the highest in the nation Variable interest rate with higher rates for higher balance tiers¹ Interest compounded daily
Minimum Balance	Minimum opening deposit is $1,000.

I would recomend you to try this offer, after all you can't get wrong with America's number one home loan lender.

Survive in USA starting

New blog is starting today to help you survive in USA